Has anyone ever had to use a GAP contract to pay off an auto loan after an accident? How much trouble was it?
My car was totaled in a car accident and it looks like my insurace settlement is going to be about $3500 short of paying off my loan. I purchased GAP insurance when I purchased the vehicle but I’ve never had to deal with something like this before and I wonder if they make you jump through alot of hoops before paying out. Specifically if you had to use a Daimler Chrysler Gap contract.
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The lender will handle the mechanics of the insurance in place to protect them.
Although, I’ve never had to use it, I imagine it’s fairly easy. There isn’t much to debate over as long as the car is totaled. The only problem I could see coming is how long it takes for you to recieve a check.